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726 Spruce Street Madison, WI 53715 • Residential - Single Family • Active

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Description

Welcome home to this charming 3-bedroom, 1-bathroom home in Madison's desirable Bay Creek neighborhood! Featuring beautiful hardwood floors throughout, this home blends timeless character with thoughtful modern updates. Enjoy peace of mind with a new roof and water heater (2022), fresh exterior paint and a new rear deck (2024), a new driveway and hybrid heat-pump system (2025), and fresh interior paint (2026). Step outside and enjoy the new rear deck, perfect for relaxing or entertaining. Conveniently located near grocery stores, bus lines, and all the dining, shopping, and entertainment downtown Madison has to offer. A wonderful opportunity to enjoy neighborhood charm and city convenience!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,040
Built in 1917
Elementary School: Franklin/Randall
High School: West
Middle School: Hamilton

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,040
County: Dane
High School: West
Listed By:
Collective Real Estate Group 608-662-7777
SCWMLS

Room Information

Primary Bedroom: 11x11 Level U
Bedroom 2: 11x11 Level U
Bedroom 3: 11x9 Level U
Dining Room: 11x11
Kitchen: 11x9 Level M
Living/Great Room: 11x11 Level M
$399,900
Est. $2,776/mo
3beds
1baths
1,040sqft

Listing Courtesy of: Collective Real Estate Group
Agency Phone: 608-662-7777
IDX logo


Active
BEDS3 BATHS1 full SQUARE FEET1,040 MLS#2030647
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLMadison
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Shown By

Aryan Makkar
 (563) 571-5978

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726 Spruce Street, Madison, WI 53715.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $399,900$399,900$399,900
Down Payment $79,980$13,997$99,975
Monthly Mortgage Amount $2,102$2,579$2,572
Taxes $557$557$557
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$176$0
Monthly Estimated Total $2,776$3,429$3,246

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/03/2026. The listing information on this page last changed on 11/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 11/03/2026 2:00:29 AM EST) or MRED MLS (last updated Tue 11/03/2026 1:54:31 AM EST) or SCWMLS (last updated Mon 11/02/2026 11:55:07 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 11/02/2026 10:15:24 PM EST) or Cedar Rapids MLS (last updated Mon 11/02/2026 10:44:30 PM EST) or NEIRBR MLS (last updated Tue 11/03/2026 1:18:45 AM EST) or ICAAR MLS (last updated Mon 11/02/2026 11:37:34 PM EST) or ECIMLS (last updated Mon 11/02/2026 11:44:36 PM EST) or RMLSA (last updated Tue 11/03/2026 1:11:00 AM EST) or Muscatine MLS (last updated Tue 11/03/2026 1:45:13 AM EST) or No Coast MLS (last updated Tue 11/03/2026 12:44:25 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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