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407 1st Avenue SW Mt Vernon, IA 52314 • Residential - Single Family • Active

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Description

Historic charm with a brand-new roof and brand-new windows, just blocks from Uptown Mount Vernon. Homes like this don’t come along often! Built in 1870, this 3-bedroom brick two-story has held onto its character, and the big-ticket items are already done, so you can move in and enjoy it. Inside, hardwood floors run through two living rooms, each with its own personality. One has a crisp white beamed ceiling and room for a reading corner. The other has rich stained wood beams and is made for movie nights and slow Sunday mornings. The dining room has plenty of space for holiday tables, framed by warm wood-cased openings. The kitchen keeps it simple and functional with white cabinets, a farmhouse sink, stainless appliances, and a stainless range hood. Upstairs, three bedrooms give everyone their own space, including one with a bold accent wall and a sloped-ceiling room that’s perfect for a nursery, playroom, or home office. A full bath, laundry, and full basement for storage round it out. Out back, the fenced yard has garden space and plenty of room for kids and pets to play, plus an attached garage. Served by Mount Vernon schools with easy access to Hwy 30, Cedar Rapids, and Iowa City. Bring your own touches and make it home. Schedule your private showing today!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,344
Fenced Yard
Garage Size: 1
Attached Garage
Built in 1870
School District: Mt Vernon
Brick Exterior

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,344
County: Linn
High School: Mt Vernon
Listed By:
Keller Williams Legacy Group Rachel Koth 319-423-4139
Cedar Rapids MLS
$239,000
Est. $1,689/mo
3beds
1baths
1,344sqft
1cars
New to the Market Active
BEDS3 BATHS1 full SQUARE FEET1,344 MLS#2607647
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLMt Vernon

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Shown By

Agent Name: Aryan Makkar
Agent Phone: (563) 571-5978
Agency Title: Ruhl&Ruhl Realtors
Agent Email:

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407 1st Avenue Sw, Mt Vernon, IA 52314.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $239,000$239,000$239,000
Down Payment $47,800$8,365$59,750
Monthly Mortgage Amount $1,256$1,542$1,537
Taxes $333$333$333
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$105$0
Monthly Estimated Total $1,689$2,080$1,970

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/03/2026. The listing information on this page last changed on 11/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 11/03/2026 2:00:29 AM EST) or MRED MLS (last updated Tue 11/03/2026 1:54:31 AM EST) or SCWMLS (last updated Mon 11/02/2026 11:55:07 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 11/02/2026 10:15:24 PM EST) or Cedar Rapids MLS (last updated Mon 11/02/2026 10:44:30 PM EST) or NEIRBR MLS (last updated Tue 11/03/2026 1:18:45 AM EST) or ICAAR MLS (last updated Mon 11/02/2026 11:37:34 PM EST) or ECIMLS (last updated Mon 11/02/2026 11:44:36 PM EST) or RMLSA (last updated Tue 11/03/2026 1:11:00 AM EST) or Muscatine MLS (last updated Tue 11/03/2026 1:45:13 AM EST) or No Coast MLS (last updated Tue 11/03/2026 12:44:25 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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